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My Basement Became a Pool: Why Insurance Said ‘Not Our Problem

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Home Insurance

It rained for three days straight. I wasn’t worried. I live on a hill. I’m not near the ocean. I don’t have a river in my backyard. I assumed “floods” were things that happened to people in hurricane zones or beach towns. But on the third night, the storm drains in our street got clogged … Read more

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The ‘Bundle & Save’ Lie: Separating Home & Auto Saved Me $600

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Auto Insurance

If you watch TV for more than 15 minutes, you will hear the slogan. A friendly gecko, a woman named Flo, or a guy in a red shirt will tell you: “Bundle your Home and Auto insurance and save big!” It sounds like common sense. Buying in bulk usually saves money, right? If you buy … Read more

Categories Auto Insurance, Home Insurance Tags Teen Driver Insurance Leave a comment

My Kitchen Ceiling Collapsed: The ‘Gradual Damage’ Insurance Trap

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It started as a tiny yellow spot. I was making coffee one morning and noticed a small, discoloration on my kitchen ceiling, right below the upstairs bathroom. I poked it with a broom handle. It felt dry. “I’ll paint over that next weekend,” I told myself. “It’s probably just an old stain.” Life got busy. … Read more

Categories Home Insurance Tags Car Insurance Claim Leave a comment

My Apartment Was Burglarized: Why Renters Insurance Was ‘Useless

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1K cause you didn't buy their insurance

It’s a feeling I wouldn’t wish on anyone. I came home from a long weekend trip, unlocked my front door, and immediately knew something was wrong. The air felt different. Cupboard doors were slightly ajar. Then I walked into my bedroom. My mattress was flipped over. Drawers were pulled out, their contents dumped on the … Read more

Categories Home Insurance Tags Term Life vs Whole Life, Travel Insurance Leave a comment
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