It was a rainy Tuesday. I was driving home from work, listening to a podcast, when the car in front of me slammed on its brakes. I reacted a split-second too late. Crunch. Airbags deployed. Steam rose from the hood. I was shaken but unhurt. As I watched the tow truck drag my beloved 18-month-old … Read more
It started as a tiny yellow spot. I was making coffee one morning and noticed a small, discoloration on my kitchen ceiling, right below the upstairs bathroom. I poked it with a broom handle. It felt dry. “I’ll paint over that next weekend,” I told myself. “It’s probably just an old stain.” Life got busy. … Read more
It’s a feeling I wouldn’t wish on anyone. I came home from a long weekend trip, unlocked my front door, and immediately knew something was wrong. The air felt different. Cupboard doors were slightly ajar. Then I walked into my bedroom. My mattress was flipped over. Drawers were pulled out, their contents dumped on the … Read more
For years, I was the traveler who unchecked the box. You know the one. You are booking a flight online, and right before payment, a little pop-up asks: “Add Travel Protection for $25?” I always laughed. “No thanks,” I’d think. “I’m not going to lose my luggage, and I’m definitely not going to cancel my … Read more
I still remember the meeting. I was sitting in a coffee shop with a financial advisor—let’s call him “Mark.” I was 29, recently self-employed, and terrifyingly aware that I had zero safety net. If I died, my family would get nothing. No corporate payout, no pension. Just my savings account, which was… let’s say, modest. … Read more
Every year, the same thing happens. You get an email from your health insurance provider saying your policy is up for renewal. You open the attachment, and your heart sinks—the premium has gone up again. Most people just sigh and pay it. They assume the price is fixed. But here is the secret that insurance … Read more
I still remember the sinking feeling in my stomach when I opened the envelope. I had been driving for ten years without a single accident. Then, one rainy Tuesday, a distracted driver rear-ended me at a stoplight. It seemed open-and-shut. I filed my claim, took photos, and waited for the check to repair my bumper. … Read more
If you are delivering for DoorDash, UberEats, or GrubHub on an electric bike, you are likely operating in a dangerous financial “blind spot.” Most drivers assume that because they are on a bike—not a car—they don’t need special insurance. They assume their Renters or Homeowners insurance will cover them if their $2,000 e-bike is stolen … Read more