InsuranceLive

Editorial Policy & Corrections

Last updated: 24 August 2026

Purpose

InsuranceLive exists to help readers understand insurance contracts and processes, not to manufacture rankings or repeat promotional claims.

Primary-source rule

For regulatory, claim-process and policyholder-rights information, we prefer IRDAI regulations/circulars, official grievance sources and current policy documents. Secondary sources may provide context but should not be the sole basis for a high-impact claim.

Product references

When a guide mentions a product or feature, we distinguish between what is stated in current documentation and what would require hands-on testing. We do not claim that we personally tested a product unless that testing actually occurred and the method can be described.

Prices and time-sensitive details

Premiums, hospital/garage networks, product features and regulatory rules can change. Readers should verify current figures at the source before acting.

Corrections

Material factual errors are corrected when verified. Correction requests can be sent to admin@insurancelive.online with the page URL and supporting source.

Commercial relationships

Any future affiliate or sponsored relationship should be disclosed where it could affect a reader’s interpretation of the page. Commercial arrangements should not override the policy wording or the stated comparison method.